> For the complete documentation index, see [llms.txt](https://docs.streamlivr.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.streamlivr.com/legal/user-agreement.md).

# User Agreement

**Effective Date:** March 2026\
**By signing up or using Streamlivr, you agree to this User Agreement and Policies. Please read carefully.**

***

### **1. Welcome to Streamlivr**

Streamlivr is a **creator-focused social and livestreaming platform** where users can:

* Post videos, photos, and memes
* Livestream to fans globally
* Engage in chat and community discussions
* Monetize their content via **Streamcards, gifts, tips, and token rewards**
* Use an integrated wallet to send, receive, and withdraw funds across supported chains

Streamlivr’s mission is to **empower creators, reward engagement, and provide a safe, transparent environment** for everyone.

***

### **2. Account Registration & Eligibility**

1. **Minimum Age:** You must be **13 years or older** to create an account.
2. **Eligibility:** Users under 18 may require **parental consent** where legally required.
3. **Account Accuracy:** You must provide **accurate and up-to-date information**. False information can result in **suspension or termination**.
4. **Security:** Keep your passwords and wallet credentials safe. You are responsible for **all activity** under your account.

***

### **3. Wallet & Token Use**

1. **Wallet Options:** Users may **connect an existing web3 wallet** or **create one in-app**.
2. **Token Rewards (LIVR):** Streamlivr rewards creators and users through the **LIVR token and Streamcards**.
3. **Token Risk:** LIVR tokens are **digital assets subject to market volatility**. Streamlivr does **not guarantee token value** or returns. Your wallet also supports stablecoins and other tokens across multi chains.
4. **Buy/Sell Fees:** Certain transactions may include **platform-defined fees** for liquidity and maintenance.
5. **Security & Responsibility:** Users are responsible for securing their wallets. Lost private keys or credentials are **irrecoverable**.
6. **Prohibited Behavior:** No fraudulent activity, token manipulation, or use of bots is allowed. Violations may result in **fund confiscation or account termination**.

***

### **4. Creator Monetization & Streamcards**

1. **Revenue Split:** Creators receive **90% of all gifts/tips paid in LIVR. If paid in any other currency like USDC, SOL etc, creator gets 70%). Streamcard earnings stay 70% for all creators**, unless otherwise stated in specific campaigns.
2. **Eligibility:** To qualify, creators must have a **verified account** and adhere to **Community Guidelines**.
3. **Payment Processing:** Withdrawals settle typically within minutes. Issues should be reported to **support**.
4. **Audit & Enforcement:** Streamlivr may review creator engagement. Payments may be **adjusted or terminated** if suspicious activity is detected.

***

### **5. Community Guidelines**

Streamlivr strives for a **safe and respectful environment**. All users must follow these rules:

**Respect Others:**

* No harassment, threats, bullying, or hate speech.
* No targeting based on race, religion, gender, sexual orientation, or disability.

**Content Rules:**

* All posted content (videos, photos, memes, livestreams) must be **original or properly licensed**.
* No pornography, illegal content, or content that promotes violence.
* Music must come from **Streamlivr’s licensed library** or legally authorized sources.

**Livestream Rules:**

* Do not impersonate others.
* Do not share sensitive personal information.
* Livestreams violating rules may be **suspended or removed**.

**Chat & Interaction:**

* No spam, scams, phishing, or advertising unrelated products/services.
* Private information of others may not be shared without consent.

**Meme Generator Use:**

* Must comply with copyright and intellectual property laws.
* Offensive or abusive memes targeting individuals or groups are prohibited.

**Reporting & Enforcement:**

* Use in-app tools to **report content or users**.
* Streamlivr may issue warnings, suspend, or terminate accounts.

***

### **6. KYC / AML Compliance**

For financial transactions or withdrawals:

1. **Identity Verification:** Users may need to complete KYC before withdrawing funds.
2. **Anti-Money Laundering:** Transactions are monitored for suspicious activity.
3. **Suspicious Activity:** Streamlivr reserves the right to **freeze or review accounts** in accordance with Nigerian AML laws and regulations.
4. **International Users:** Users outside Nigeria must comply with their local laws for financial transactions.

***

### **7. Privacy & Data Protection**

Streamlivr collects **personal and transactional data**. We commit to:

* Transparent data collection and usage
* Allowing users to **access, delete, or export their data**
* Protecting data with industry-standard **security measures**
* Complying with **GDPR, NDPR, and applicable data protection laws**

For details, see the full [Privacy Policy](/legal/privacy-policy.md).

***

### **8. Intellectual Property**

1. You retain ownership of your original content.
2. By posting on Streamlivr, you **grant Streamlivr a non-exclusive license** to display, distribute, and promote your content on the platform.
3. Users must **not post copyrighted material without permission**. Violations may result in **content removal or account termination**.

***

### **9. Age & Safety**

* Minors may access the platform with restrictions.
* Child exploitation, abuse, or harassment is strictly prohibited.
* Users are encouraged to **report any unsafe behavior** immediately.

***

### **10. Payments, Subscriptions & Refunds**

1. **Streamlivr Pro Subscription:** Unlocks higher limits, better engagement, and meme generation capacity.
2. **Payments:** Must be made via **official channels**. Bypassing approved payment systems is prohibited.
3. **Refunds:** Subject to platform policies and app store guidelines.

***

### **11. Reporting, Moderation & Enforcement**

* Streamlivr uses a **combination of automated systems and human moderators**.
* Enforcement actions may include:
  * Warning
  * Content removal
  * Temporary suspension
  * Permanent account termination
  * Legal action in severe cases
* Users may **appeal moderation decisions** via support.

***

### **12. Updates to Policies**

Streamlivr may **update these policies periodically**.\
Continued use constitutes acceptance of updated terms.\
Major changes will be **communicated in-app and via email** where applicable.

***

### **13. Agreement Acknowledgment**

By creating a Streamlivr account, you acknowledge that you:

* Have read and understood these **User Agreement & Policies**
* Agree to comply with all rules, financial obligations, and legal disclosures
* Accept the risk associated with **digital tokens, wallets, and online interactions**